Free tools
Free personal finance calculators
Calculators for the money questions that come up between paychecks. Each one is its own page, runs in the browser, and does not ask you to sign in.
Each calculator answers one question.
Ampluent watches the whole year — paydays, bills, and due dates, day by day.
Start free 14-day trial- Emergency fundHow much cash covers a stretch with no income, and how long it takes to save it.Open
- Debt payoffWhen a credit card or loan is gone, what the interest costs, and what a larger payment changes.Open
- Rent affordabilityA rent checked against gross income and the debt payments you already make.Open
- Savings goalMonths until a down payment, a move, a repair, or any other fixed goal is funded.Open
- 50/30/20 budgetA paycheck split into needs, wants, and savings, next to what you spend now.Open
- Loan paymentThe monthly payment, and the interest, on a car, personal, or other fixed-rate loan.Open
- Home affordabilityA purchase price from your income, debts, down payment, and a mortgage rate.Open
- Retirement savingsA balance at retirement from what you have saved, what you add, and a yearly return.Open
- InflationA future price, and what today's money could buy, at a steady inflation rate.Open
Estimates for planning, not financial, tax, or lending advice.